How to Calculate Future Value and Present Value of an Appreciating Asset

Introduction In an earlier post, I defined what future value and what present value is. In this post, I’m going to go through some of the mathematics of how you can calculate those values. How to Calculate Future Value The … Continue reading

What is Present Value/Future Value and the Real Value of Money?

What is Present Value/Future Value? With any asset, it will get more or less valuable over time (due to appreciation/depreciation and/or cash flow). Present Value is the value of that asset today. If you put 1000 dollars into an investment … Continue reading

Is It a Bad Idea to Take Out a Loan to Start an Investment Portfolio?

In Short Probably. I would generally not suggest taking out a loan to create a portfolio (although I did exactly that once). The Investment Returns Cannot Be Counted Upon to be Higher Than the Loan Interest It would make sense … Continue reading