In this newsletter, we are going to discuss debt. Now that interest rates are going up, the topic becomes very relevant. Understanding and managing your debt is a critical part of the financial planning process. Debt is how much you … Continue reading
4th quarter was good and the second half of the year was good. Unfortunately, the first half of the year stunk so bad that the year was down. As a result of the recent meltdown of Sam Bankman-Fried and his … Continue reading
April was a bad month. Inflation is kicking in big time. As a result, the federal reserve will likely be raising interest rates and already has somewhat. In the short term, the stock market is down. The long term prospects … Continue reading
The market was fairly flat in March. Up a bit. Quarter was down a bit. The other day Daniel got a Facebook advertisement for investing in limited partnerships in farmland. The advertisement claimed superior rates of returns. Daniel doesn’t know … Continue reading
A couple months ago, we argued in this newsletter that greed was just as scary in the market as fear. The market that month had gone way up without a rational reason. Now we come to this month. In the … Continue reading
The market this month was fairly flat or up a little depending on what index you are looking at. The year to date, of course, is up huge. In past newsletters we have talked a lot about the dangers of … Continue reading
The stock market in February went up about 950 points or 3.17%. What is very interesting is that some people believed the market went down or was flat. That leads into the topic of this newsletter, which is the recency … Continue reading
This newsletter is a very exciting one. It marks an end of month, end of year, and end of decade. The results of all 3 markers are overwhelmingly positive. The month is up 2.22%. The year is up 21.28%. The … Continue reading
The market this month is up about 1,000 points. Most of you made a lot of money this month. If you had sold out of your positions when the stock market had one of its many volatility swings due to … Continue reading
The market continues to go up. This month’s results were great. Obviously, the market will at some point turn back down. No telling when that will be. I am watching. My topic today is sudden money. Sudden money is inheritances, … Continue reading