The stock market in July is up. We have almost made up for all the market losses that occurred during the pandemic. Financially the corporate world is doing great, despite boycotts, political actions, etc. We think it is an important … Continue reading
The market was great this month and this quarter. Everyone is way up. Last month (May) being down did not matter. An essential part of portfolio management concerns asset allocation. In a portfolio we have stocks, stock mutual funds, real … Continue reading
The market was down this month but not as much as you think. The Dow was way down. The other indexes were flat or only a bit down. People often say things along the lines of the stock market is … Continue reading
In previous newsletters on multiple occasions, we have talked about the importance of discipline and sticking to your financial plan. To ignore the disaster of the day and instead look to the long term. Presently, we have an opportunity to … Continue reading
In this newsletter, we are going to discuss debt. Now that interest rates are going up, the topic becomes very relevant. Understanding and managing your debt is a critical part of the financial planning process. Debt is how much you … Continue reading
One term that is very relevant to today’s world is inflation, which will be the topic of this newsletter. Over time the buying power of currency goes down. 100 years ago, 1 dollar was far more valuable than 1 dollar … Continue reading
In this newsletter, we are going to discuss what stocks are, the primary stock market, and the secondary stock market. Stocks are in essence an ownership stake in a company. If a company has 100 total shares of stock, if … Continue reading
4th quarter was good and the second half of the year was good. Unfortunately, the first half of the year stunk so bad that the year was down. As a result of the recent meltdown of Sam Bankman-Fried and his … Continue reading
November was a good month. Everyone was up. When inflation is extremely high as it was in November, one organization that is extremely relevant is the Federal Reserve. In this newsletter we will define what the Federal Reserve is and … Continue reading
As you remember, September stunk big time. October, however, was wonderful. It was up by more than September was bad. Be careful when looking at these short-term swings. They really do not mean anything. The stock market has fluctuated a … Continue reading