The market was flat/very slightly down this month. Nothing exciting. Today, I want to discuss what happens to your money after you are gone. How does it transfer to your heirs? First, let’s separate your accounts between tax deferred and … Continue reading
The market continued to be nice to you this month. I am likely going to rebalance again within the next few days or so. Selling various stock categories and buying more short-term bonds (in mutual fund format). The market has … Continue reading
The market was kind this month and you all have decent results for the quarter as well. Last month I discussed bubbles in real estate under the theory that the crowd is an idiot. Well, irrational greed (or fear) is … Continue reading
The market was flat this month. A few things very slightly up, a few things very slightly down, and a lot of boring. I have told everybody many times that I think the crowd is usually wrong. They rush in … Continue reading
The market has continued to climb. The Dow is up about 277 points, roughly 1.3%. That is not a huge increase, but it has been steady. Sometimes it is good to be the tortoise and not the hare. Obviously, the … Continue reading
The market was slightly down this month and somewhat up for the quarter. Nothing exciting either way. My wife suggested that I discuss social security. I then realized that I have ignored this topic in my newsletters. I answer a … Continue reading
The market was essentially sidewise or slightly up this month. Everybody was up a bit. My topic today is taxes and more particularly how they relate to investments. The goal, obviously, of investing is to increase your income, make your … Continue reading
Introduction Everyone’s’ portfolio gains were extraordinarily fat this month and quarter. For the quarter, the Dow was up 7.94%. Small cap was up even more at 8.43%. With only a few exceptions, every one of you has a blend of … Continue reading
The Dow was down this month by 166 points in total. Lots of back and forth excitement. Lots of the “world is ending” election news. In the end, the market was essentially breakeven. And the TV pundits are still exaggerating … Continue reading
Last month, I wrote about how the Dow was down and almost every portfolio was up. I made the point that the Dow Jones Industrial Average is not the market. It is quick and easy sample to look at and … Continue reading