The market was up both this month and this quarter. Everyones’ portfolios have done well. Today I wish to write about the new tax proposal President Trump is suggesting. I am not discussing whether it is a good idea or … Continue reading
The Definition of a Business Cycle Over time an economy will grow and shrink. That growing and shrinking sequence will then repeat itself ad infinitum. That cycle is called the Business Cycle. There are four main stages of the Business Cycle, … Continue reading
Definition of Threats Threats are the ways that a company could theoretically be damaged in the future. What could happen in the future that hurts their profits and business? Let’s take a hypothetical restaurant (R). Possible Threats for R are … Continue reading
The market was flat/very slightly down this month. Nothing exciting. Today, I want to discuss what happens to your money after you are gone. How does it transfer to your heirs? First, let’s separate your accounts between tax deferred and … Continue reading
Definition of Opportunities Opportunities are the ways that a company can improve itself. How can they make themselves more profitable? Let’s take a hypothetical restaurant (R). Possible Opportunities for R (chances for improvement) are trying a new recipe, opening another … Continue reading
Definition Weaknesses are what a company does worse than their competition. It is what makes them different in the marketplace. Let’s take a hypothetical restaurant (R). Possible Weaknesses for R (disadvantages they have versus their competition) are worse food, more expensive … Continue reading
Introduction Strengths are what a company does better than their competition. It is what makes them special in the marketplace. Let’s take a hypothetical restaurant (R). Possible Strengths for R (advantages they have over their competition) are better food, cheaper … Continue reading
Introduction A SWOT analysis is a way of analyzing a business according to four different dimensions. Those dimensions are Strengths, Weaknesses, Opportunities, and Threats. This framework is often essential in the decision-making process. Strengths What advantages do the company have … Continue reading
The market continued to be nice to you this month. I am likely going to rebalance again within the next few days or so. Selling various stock categories and buying more short-term bonds (in mutual fund format). The market has … Continue reading
Introduction A topic that many people are confused about is the difference between wealth and income. In short, wealth is what you have, income is how what you have is changing. What is Wealth? Your wealth is your cash, your real … Continue reading