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The market continued upward this month and almost all of you have significant gains. I have two main points to discuss. The Dow is not the market and don’t sweat the tax bill. Over the last two months the Dow … Continue reading
Yearly Archives: 2017
The market continues to go up. This month’s results were great. Obviously, the market will at some point turn back down. No telling when that will be. I am watching. My topic today is sudden money. Sudden money is inheritances, … Continue reading
Definition of Internal Rate of Return Internal Rate of Return is a way of determining the value of a project. It is simply the discount rate that makes the Future Value of a series of cash flows equal to the … Continue reading
Definition of Net Present Value Net Present Value is a way of determining the value of a project. It is simply the Present Value of a series of cash flows. Before we talk more about that, we should review the … Continue reading
The market was up both this month and this quarter. Everyones’ portfolios have done well. Today I wish to write about the new tax proposal President Trump is suggesting. I am not discussing whether it is a good idea or … Continue reading
The Definition of a Business Cycle Over time an economy will grow and shrink. That growing and shrinking sequence will then repeat itself ad infinitum. That cycle is called the Business Cycle. There are four main stages of the Business Cycle, … Continue reading
Definition of Threats Threats are the ways that a company could theoretically be damaged in the future. What could happen in the future that hurts their profits and business? Let’s take a hypothetical restaurant (R). Possible Threats for R are … Continue reading
The market was flat/very slightly down this month. Nothing exciting. Today, I want to discuss what happens to your money after you are gone. How does it transfer to your heirs? First, let’s separate your accounts between tax deferred and … Continue reading
Definition of Opportunities Opportunities are the ways that a company can improve itself. How can they make themselves more profitable? Let’s take a hypothetical restaurant (R). Possible Opportunities for R (chances for improvement) are trying a new recipe, opening another … Continue reading
Definition Weaknesses are what a company does worse than their competition. It is what makes them different in the marketplace. Let’s take a hypothetical restaurant (R). Possible Weaknesses for R (disadvantages they have versus their competition) are worse food, more expensive … Continue reading