Thank you very much for subscribing. Above, you will find my free e-book. I plan to write more e-books in the future. Those will elaborate upon and expand on the concepts introduced in the above free e-book. I hope you find the e-book valuable. If you have any questions or comments, please contact me. Click the “How to Contact Me” link below to get my contact information. Click my logo to return to my home page. Below I’m including the table of contents and a very quick summary.
Chapter 1: Talk in Plain Speech
Summary: Be wary of people who speak in excessive jargon.
Chapter 2: Your Financial Advisor Can’t Beat the Market
Summary: If your advisor claims they can beat the market, they are almost certainly lying.
Chapter 3: Conflicts of Interest
Summary: Always be aware of how your advisor makes money, their best interest may not be your best interest.
Chapter 4: Means of Deceit
Summary: Be aware that your advisor will probably try to trick you.
Chapter 5: Short term trading is a bad idea.
Summary: Don’t Do Short Term Trading
Chapter 6: Tax Brackets
Summary: They are incremental, so your tax rate is likely less than you think.
Chapter 7: Definitions
Words Defined: Bonds, Stocks, Mutual Funds, Fundamental Analysis, Technical Analysis, Efficient Market Hypothesis, Random Walk Theory, Risk, Rebalancing, Commodity, Derivative, Shorting, Stock Index, and Market Capitalization.
The book details some of my thoughts on investment management and the financial planning process.
|Rate||Assets Under Management|
|1.00%||Between $125,000 and $750,000|
|.85%||Between $750,000 and $1,250,000|
|.80%||Between $1,250,000 and $1,750,000|
|.75%||Between $1,750,000 and $2,500,000|
|.70%||Between $2,500,000 and $3,250,000|
|.65%||Between $3,250,000 and $4,250,000|
A single rate is applied to the entire account. So a person with a $750,000.01 account pays less than a person with a $750,000 account. I will waive personal tax return fees for accounts over $1 million. For accounts that are above $5,250,000, we’ll need to discuss a custom rate.